.topbar {
  position: sticky; top: 0; z-index: 50; background: rgba(23, 27, 58, .97);
  backdrop-filter: blur(14px); border-bottom: 1px solid rgba(255, 255, 255, .1);
}
.nav { display: flex; align-items: center; gap: 26px; height: 76px; }
.brand { display: flex; align-items: center; min-width: 220px; }
.brand img { width: 230px; height: auto; }
.menu { display: flex; align-items: center; gap: 8px; margin-left: auto; }
.menu a {
  border-radius: 10px; color: rgba(255, 255, 255, .9); font-size: 13px; font-weight: 700;
  padding: 10px 12px;
}
.menu a:hover { background: rgba(255, 255, 255, .1); color: #fff; }
.menu a.is-active, .menu .nav-dropdown-toggle.is-active { background: #fff; color: var(--navy); }
.nav-dropdown { position: relative; }
.nav-dropdown-toggle {
  border: 0; border-radius: 10px; background: transparent; color: rgba(255, 255, 255, .9);
  cursor: pointer; font: inherit; font-size: 13px; font-weight: 700; padding: 10px 12px;
}
.nav-dropdown-toggle:hover, .nav-dropdown-toggle:focus-visible { background: rgba(255, 255, 255, .1); color: #fff; outline: none; }
.nav-chevron { display: inline-block; width: 7px; height: 7px; margin: 0 0 3px 7px; border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor; transform: rotate(45deg); transition: transform .2s ease; }
.nav-dropdown.open .nav-chevron, .nav-dropdown-toggle[aria-expanded="true"] .nav-chevron { transform: rotate(225deg); margin-bottom: -1px; }
.nav-submenu {
  position: absolute; top: calc(100% + 8px); left: 0; z-index: 60; display: none; min-width: 180px;
  padding: 7px; border: 1px solid rgba(23, 27, 58, .12); border-radius: 10px;
  background: #fff; box-shadow: 0 14px 28px rgba(23, 27, 58, .16);
}
.nav-dropdown.open .nav-submenu, .nav-dropdown:focus-within .nav-submenu { display: grid; }
.nav-submenu a { display: block; border-radius: 7px; color: var(--navy); white-space: nowrap; }
.nav-submenu a:hover, .nav-submenu a:focus-visible { background: var(--soft); color: var(--navy); outline: none; }
.nav-submenu a.is-active { background: var(--gold-soft); color: var(--navy); }
.menu .primary { background: transparent; color: rgba(255, 255, 255, .9); padding: 10px 12px; }
.menu .primary:hover { background: rgba(255, 255, 255, .1); color: #fff; }
.menu .primary.is-active { background: #fff; color: var(--navy); padding: 11px 16px; }
.mobile-toggle {
  display: none; margin-left: auto; border: 1px solid rgba(255, 255, 255, .24);
  background: rgba(255, 255, 255, .08); border-radius: 10px; color: #fff; padding: 8px 11px;
  font-weight: 700;
}
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px;
  border: 1px solid transparent; border-radius: 12px; font-size: 13px; font-weight: 700; padding: 0 18px;
}
.btn-light { background: #fff; color: var(--navy); }
.btn-ghost { background: rgba(255, 255, 255, .06); border-color: rgba(255, 255, 255, .28); color: #fff; }
.btn-dark { background: var(--navy); color: #fff; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; }
.service-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.service {
  position: relative; min-height: 195px; overflow: hidden; padding: 24px; background: #fff;
  border: 1px solid rgba(23, 27, 58, .1); border-radius: 18px;
}
.service:after {
  position: absolute; top: -50px; right: -50px; width: 110px; height: 110px;
  border: 1px solid rgba(23, 27, 58, .08); border-radius: 50%; content: "";
}
.service .nr { color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: 1.4px; text-transform: uppercase; }
.service h3 { color: var(--navy); font-size: 21px; margin: 18px 0 8px; }
.service p { color: var(--muted); font-size: 13px; line-height: 1.55; margin: 0; }
.service:hover { border-color: rgba(182, 146, 88, .55); box-shadow: 0 9px 30px rgba(23, 27, 58, .06); }
.service-arrow { position: absolute; right: 24px; bottom: 22px; color: var(--gold); font-size: 20px; transition: transform .2s ease; }
.service:hover .service-arrow { transform: translateX(4px); }
.text-link { display: inline-flex; align-items: center; gap: 10px; color: var(--navy); font-size: 13px; font-weight: 700; }
.text-link span { color: var(--gold); font-size: 19px; transition: transform .2s ease; }
.text-link:hover span { transform: translateX(4px); }
footer {
  color: #536970;
  font-size: 12px;
  padding: 34px 0 42px;
  background: #e4eef2;
  border-top: 1px solid #cbdde3;
}
.footer-row { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.footer-row img { width: 190px; opacity: .98; }
.footer-links { display: flex; flex-wrap: wrap; gap: 14px; justify-content: flex-end; }
.footer-links a { color: var(--navy); }
.footer-links a:hover { color: var(--gold); }